Credit Analysis/ Underwriting
Third Party Underwriting
DFTC’s business lending experts can provide depth and expertise to your credit union’s underwriting capabilities. With several decades of experience evaluating the credit needs of business, we can provide whatever level of underwriting assistance your credit union requires. DFTC uses the industry-leading software FISCAL to perform spread analyses, sensitivity analyses, and RMA comparisons. We will:
- Evaluate loan requests for compliance with basic loan underwriting criteria
- Review CUSO participations
- Conduct annual reviews to meet the requirements of NCUA Rule 723
- Complete a credit analysis of existing businesses to determine their strengths and weaknesses
- Analyze ratios and business trends using credit analysis software
- Complete reports for consideration by loan committees
Sample CRE
7 Myriad Towers
Sample C&I
Seamless Roofers
Sample Periodic Review
Logan Holdings
Sample Loan Review
Black Crown
Let us Help You
More than 300 financial institutions have trusted us to strengthen their programs and services and improve their profitability. Talk to us to see how our services can meet your organization's needs.
Joe Hyatt
President / CEO
Sandy Fritz-Gerke
Credit Innovations Manager and
Senior Commercial Underwriter
Steve Hazan
Commercial Lending Consultant/Educator
Omar Shute
Casey Stewart
SVP of Loan Review Services
Aly Sweeney
Client Services Administrator
Isaac (Ike) McLaughlin
Senior Loan Review Manager and Commercial Credit Analyst
Marcos Morford
Credit Analyst and Credit Risk Reviewer
Matthew Traino
Loan Review Analyst