Helping Financial Institutions reach their potential

What We Do

Development Finance Training and Consulting, Inc. (DFTC) was established in 2003. Since then, DFTC has helped more than 300 credit unions and banks to ensure regulatory compliance, improve profitability, and expand their services for members and customers.

Our mission is to assist lending institutions achieve their business and growth objectives by providing exceptional commercial underwriting services, credit risk assessment, commercial loan reviews, and commercial lending training as well as consulting. We accomplish our mission through these key practices.

Superior industry knowledge

Strong Team focus

Partnering with our clients

Deadline driven

Unparalleled accountability to quality

The DFTC Team is comprised of experienced industry professionals with over 100 years of combined expertise related to commercial credit origination, commercial credit underwriting, portfolio management, credit administration, policy writing, department creation, examination preparation and conflict resolution, and commercial lending training and instruction. Former and current DFTC clients include but are not limited to Credit Unions, NCUA, CUNA, and Community Banks.

Please explore our website to see how we can help you and we look forward to an opportunity to earn your business.


Commercial Loan Underwriting

Whether you need help underwriting business loans to grow your loan portfolio or performing periodic/annual reviews to help manage it, DFTC can become your partner. DFTC is an industry leader in commercial loan underwriting.

Independent Commercial Loan Reviews

As the economy continues to experience inflation and higher interest rates, Regulators are placing a higher point of emphasis on portfolio management and risk mitigation. Let DFTC become your partner and perform an Independent Commercial Loan Review.

Training Services

DFTC offers a multitude of commercial credit professional development courses to educate and develop your team. DFTC is a proud partner with CUNA to offer business lending training services.

Management Support & Consulting

DFTC commercial lending assistance offers clients daily access to its seasoned commercial lending professionals via email, telephone, or video meetings to support the client’s commercial lending program.

Appraisal Reviews

DFTC can help ensure that your appraisals are in compliance with all industry standards and USPAP/FIRREA compliant. Let DFTC become your partner with this very important due diligence need.

Why Us?


DFTC will customize its services to meet your needs. We will work with you to design a customized solution that allows you to receive the training or consulting services that are specific to your organization’s requirements.


We price our services reasonably because we understand the financial constraints that community lenders face and will do whatever we can to meet your needs within your budget constraints.


Repeat business is a good indicator of customer satisfaction. DFTC is proud to point to its client list, which includes organizations that have been our clients and customers since our business was first established.


Credit unions, banks, and economic development organizations hire DFTC because we produce results. Improvements in lender skills, better performing loan portfolios, and more satisfied regulators are just three of the tangible results that you will achieve after you utilize DFTC’s services.

Our Clients

Serving more than 300 financial institutions since 2003

Let us Help You

More than 300 financial institutions have trusted us to strengthen their programs and services and improve their profitability. Talk to us to see how our services can meet your organization's needs.