Independent Commercial Loan Reviews

DFTC Independent Commercial Loan Review services offer a comprehensive assessment of the Client’s compliance with its loan policies, lending procedures and processes. We examine the Client’s risk rating system and its credit risk rating assignments to assure proper portfolio credit risk levels are identified and that the credit risks identified are reported appropriately and remain consistent with the Client’s overall credit culture. Additionally, we evaluate the Client’s commercial and business lending personnel, staffing levels, underwriting methodologies, loan administration and risk management effectiveness. DFTC will provide your team with an executive summary report for each loan review that highlights our findings and recommendations that will assist in strengthening your team’s program. Further, our entire engagement process will be inclusive of a policy review document and individual working papers for each loan reviewed to satisfy all regulatory requirements.

To establish a statement of work, DFTC has an independent loan review questionnaire for clients to complete to assist in identifying basic portfolio demographics. Once we have this information, DFTC can provide you with a detailed statement of work for consideration.