SBA Loans
Giving you access to trusted SBA experts with over 100 years of experience
DFTC, Inc. supports credit unions in their pursuit of efficient, profitable, and sound small business lending operations. SBA transactions require specialized knowledge at origination and processing, through closing, servicing and beyond. We help ensure your compliance at every stage of the process while giving you a way to cultivate additional revenue streams.
The SBA offers great programs that enhance credit union’s ability to help business owners. And while there are many ways for a borrower to leverage the program, it’s also a good tool for lenders to use to improve liquidity, profitability, and to mitigate risk.
Strategic benefits of SBA Lending
- Improve your CAMELS rating and fulfill CRA requirements.
- SBA guarantees 75% of the loan balance on loans of $150,000+.
- Competitive debt structuring capability.
- Refinance commercial debt into SBA term loans.
- Improve liquidity through secondary market sales.
What can you do with an SBA 7(a) Loan?
Approved Use of the SBA 7(a) Loan:
- Purchase of Real Estate (including land and buildings)
- Business Acquisition
- Business Expansion
- Partner Buyout
Build relationships with new members and deepen your relationship with existing ones by offering additional products and services.
Buying a commercial property?
SBA 7(a) loans can finance up to 100% of that purchase. Why lease when owning can be more cost-effective in the long-run.
- Refinancing Existing Business Debt
- Working Capital
- Purchase of Equipment, Machinery, Furniture, Fixtures, Supplies, Inventory, and/or Materials
- Construction
DFTC, Inc. is a resource you can count on for all your small business lending needs. We provide you with a team of experts that understand your credit union culture and regulations. Member service is of the utmost priority and our professionals can make all the difference.
Let us Help You
More than 300 financial institutions have trusted us to strengthen their programs and services and improve their profitability. Talk to us to see how our services can meet your organization's needs.